Licensing & Compliance

Debt collection activity in the United States is governed by federal laws including the Fair Debt Collection Practices Act (FDCPA), Regulation F, and the Telephone Consumer Protection Act (TCPA), as well as state-specific licensing and bonding requirements. Our platform is designed to help keep outreach within these rules.

When you use CollectInHouse to recover balances under your own brand as the original creditor, different regulatory obligations may apply than those governing third-party agencies. You remain responsible for understanding and meeting the requirements applicable to your business.

Where collection activity is performed on behalf of clients in a manner that requires licensing, Advanced Cash Management LLC maintains the registrations and licenses required for the jurisdictions in which it operates. Specific licensing details are available on request.

The platform enforces frequency caps, quiet hours, and consent rules, and maintains a complete, timestamped audit trail of every interaction to support compliance reviews and dispute resolution.

The information on this page is provided for general informational purposes only and does not constitute legal advice. Consult qualified counsel regarding your specific compliance and licensing obligations.